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The Buying Process

Whether it's your first home, an upgrade, downsize or investment property, owning your own home is a dream that all Kiwis grow up with.  For most of us, it's the biggest purchase we will ever make. It's helpful to have a process to guide us through the decision making, as it's not one most of us go through often. WORK OUT YOUR BUDGET Firstly you need to decide what you can afford.  Your bank or mortgage advisor will guide you as to how much you can borrow and you decide how much you are comfortable paying back.  We suggest you shop around to find the best option that works for you, as the mortgage market is a competitive business. Remember to factor in the extras, such as legal fees, moving costs, furniture and appliance purchases into your budget.   Your mortgage broker or bank will discuss pre-approval with you.  Pre-approval can mean you are in a better negotiating position, and may also allow you to bid at auction. 

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Buying by Tender

Tender is a form of marketing and selling of a property within a set time frame.  The process is a private and confidential means of purchasing and selling real estate to determine the true market value of the property at that time. HOW SHOULD I APPROACH THE TENDER PROCESS? The tender document, which is your offer, is completed and then deposited at our office and held secure until closing time.  Every tender, once received by the salesperson, shall be irrevocable for four working days.  The tender documents are different from a normal 'Sale and Purchase Agreement' and you may wish to seek legal advice before submitting your tender. CAN I SUBMIT A TENDER IF I HAVE TO ARRANGE FINANCE? Obviously an unconditional cash tender would be more attractive to the client and you can organise finance prior to submitting your offer.  However, your offer may be conditional. CAN I SUBMIT A TENDER IF A HAVE A HOUSE TO SELL? Yes, there are three options: 

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Buying at Auction

BUYING AT AUCTION With more homes than ever being for sale by auction, it's likely you will come across many auction properties when you are house hunting. BUYING AT AUCTION IS ONE OF THE MOST SIMPLE WAYS TO PURCHASE YOUR NEW HOME It can remove some of the associated anxiety involved in making an offer lower than a vendor's asking price and allows you to judge the value a property has to you without being biased by the asking price. Additionally, the bidding process is transparent - you can see or hear what other buyers are offering.  This open negotiation process can help you judge the true market value of a property. Once you are interested in buying a property being offered by Auction there are several steps to take. MAKE YOUR INTEREST KNOWN TO THE SALESPERSON Occassionally properties are sold prior to auction and by letting the salesperson know you are interested you will avoid it being sold without you being contacted.  The salesperson can also assist you to get r...

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Selling with Us

Selling your home is a big decision, so it's important you get it right. That is why we've created this quick overview of the various steps involved in selling property, so that you know where you stand every step of the way. PICKING YOUR MOMENT Before your property goes on the market, there are a few questions to ask.  Things like, "what kind of homes are selling?" or "what's happening with interest rates, capital gain and rental prices and yields?". Our team will make sure you understand all these things and have the answers you need before your house goes to market, helping you to maximise your potential to sell your home.  You may like to check out our sold properties to give you an understanding of market conditions. The best way to get a feel for what your property is worth is by getting a free property appraisal. (link through to request an appraisal) CHOOSE A SALESPERSON Your salesperson will expose your property to the marketplace and negotiate with buyers on ...

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Sellers Guide to Tenders

What is a tender? A real estate tender is a method of selling a property through the process of private and confidential offers made by a set deadline. Are there properties that particularly suit a sale by tender? While any property can be sold by tender, it is particularly suitable for: Properties where a number of parties must be consulted e.g. properties owned by a family trust or deceased estate. Properties where potential customers would expect to have to do due diligence before submitting an offer e.g. properties with strong development potential. Properties where once certain group of buyers may have a stronger reason to secure the property than the general market. Some of the reasons to choose a tender are: Sense of Urgency: The tender deadline sets a finite selling periof and creates a sense of urgency amongst potential customers. Buyer Competition: A tender creates the conditions for customer competition - which can lead to a premium price. Confidentialit...

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Sellers Guide to Auctions

What is a real estate auction? A real estate auction is a method of selling a property through the process of public negotiation to determine the true market value of the property at that time. The benefits of an Auction Sense of urgency: The auction day deadline sets a finite selling period and creates a sense of urgency amongst customers. Buyer competition: An auction creates the conditions for customer competition - which can lead to a premium price. Options:  You remain free to consider any offers before Auction day, if you choose to. Certainty: Customers must bid on an unconditional basis - no complicated conditions.

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Our vibrant town is constantly evolving, and we choose to evolve with it! Our Residential Team consists of 11 full-time specialists with experience in both local and national real estate sales.

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Lifestyle & Rural

Cambridge is known for its stunning rural and lifestyle backdrop, which fringes the bustling town. Our Lifestyle & Rural specialists understand the intricacies and marketability of rural and lifestyle real estate, achieving incredible results for our vendors.

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Contact Us

As one of Waikato’s most desirable places to live, we make it our business to understand the ever-changing Cambridge market to achieve meaningful results for you. Get in touch for more information on how we can help you in this current market.
47 Alpha Street, Cambridge

P: 07 823 1945
H: 8.30 - 5.00pm Monday to Friday
10.00 - 12.00pm Saturday